Sree Charan Suvarna Khatha OD Limit

Eligible category of borrowers

  • Regular members of our bank only

Line of activity

  • Persons engaged in business / professional services / Employees / others having good turnover / income.

Quantum of loan

  • As mentioned in Interest chart


  • As Applicable.

Rate of Interest

  • As mentioned in Interest chart (Subject to changes / revision from time to time)


  • Working capital / Business improvement / Business expansion


  • The security is the pledge of gold ornaments which would be appraised by the Bank’s appraiser. The margin has been fixed at a minimum of 30 %


  • As applicable


  • 2 sureties who are necessarily to be Regular members / Nominal members of the bank Spouse should become one of the sureties.

Other charges

  • As applicable.

Documents Required

  • Specified loan application.
  • Guarantor’s declaration form.
  • Address and income proof of both borrower & sureties.
  • IT Assessment orders (3 years) / Audited Financial statements.
  • All original property documents.
  • Valid legal opinion / valuation report on the property along with Insurance
  • Required margin as the case may be
  • Any other letter/document related to the activity/purpose as the case may be.
  • The prospective borrower should be a current account holder for at least 3 months with a good track record.
  • The OD limit will be for a period of 24 months subject to renewal thereafter.
  • Certificate of balance is to be given once in 6 months
  • Other terms & conditions as applicable.

For more details / clarification please contact your nearest branch.

Sree Charan Suvarna Khatha OD Limit

Upto 20.00 Lacs 11.50%